$8k Tax Credit Video

$8000 Tax Credit Time is Running Out

With the help of the $8,000 tax credit, we can get the real estate market mov-ing again. The government has made it easy to qualify for the credit, but get-ting the facts out can be challenging. Check out this link to a video that clears up some of the confusion for first-time buyers.

http://www.youtube.com/watch?v=2leBqxcwhvI

Let me know what you think. Do you have any questions?

These links to the IRS should answer them. IRS FAQs

[http://www.irs.gov/newsroom/article/0,,id=206293,00.html] IRS FAQs in Spanish

[http://www.federalhousingtaxcredit.com/2009/es/ faq.php]

Jumbo Rates Are Affordable Again

I know you hear all the time how Jumbo rate mortgages are so much more expensive and thus buyers are not able to buy homes over $417,000 without either a substantial penalty or paying the difference in cash.

Well that is no longer the case, as of today, July 29,2009, here are the rates from Bobby Green with Bank of America,


· 30 year JUMBO (over $417,000)
0/0 5.875 0/1 5.5%

· 15 year JUMBO
0/0 5.5% 0/1 5.25%

· 5 year ARM
0/0 5.625% 0/1 5.25%


This is about as low as I have seen them, so now is the time to take advantage of these rates and the low prices and buy that dream home now in beautiful Charleston, SC.

Let me know if you or anyone you know is interested. Homes are selling now, I think we have rounded that curve and prices are stabilizing.

Call or e-mail me anytime if you have any questions about real estate, Sincerely,
David Wertan of RE/MAX Advanced Realty in Mount Pleasant and serving all of Charleston

Avoid Foreclosure

I don't know why but people that are in Foreclosure also seem to be in denial or they just don't know the facts.

Fact: a Foreclosure will haunt you for years and years. On any job interview, for security clearances, promotions at work, any position of responsibility may be jeapordized, you have to answer yes to question on applications, Have you ever had a foreclosure or given a deed in lieu of foreclosure?

There is a solution and it seems that most people don't know about it or they are scared to ask for details.

It is called a Short Sale. This is where the bank approves you selling the home for less than what you owe in order to reduce their losses.

They will pay the Real Estate Commission and all other expenses so it cost you absolutely nothing.

Also a Short Sale does not show up on your credit, if it does it will show you missed a few payments, there is no question have you ever had a short sale? it will not jeapordize your job or other standing, your banking relationships or ability to borrow money in the future.

This is so important that we get this information out to as many people as possible to help them before it is to late.

The only thing required of you is cooperation with your Realtor.

If you don't call me at least call a Realtor that knows their way around the Short Sale process and they can help you avoid foreclosure now.

Pass the word, Sincerely, David Wertan of RE/MAX Advanced Realty 843-270-6455

$8000 Tax Credit Now Available Upfront For Down Payment & Closing Costs

Some GREAT NEWS !!

The $8000 Tax Credit for First Time Homebuyers is Now Available when using an FHA Loan to purchase your home at the time of closing and can be used for your down payment and closing costs.

No more waiting around or trying to skimp and save or borrow from parents, your 401K or IRA, you can now get your credit advanced at the time of closing.

This is a Brand New Program so many lenders don't know about it yet but it is sure to bring more first time homebuyers into the market and you need to act now or tell anyone you know that now is the time to find that perfect property.

I can save you or your friends tens of thousands of dollars by finding the a bank foreclosure or a short sale.

I can get them 4 1/2% interest rate if they qualify.

I can also help them with new construction as the builders are offering special deals to buyers that are working top producing agents. Think about it for a second, they know that I work with buyers all the time, so who are they going to give the best deal to, a person that walks in a buys one home or a Top Producing Realtor that might be able to sell a half dozen or more of their homes in a single year.

Also, if you are thinking new construction remember on the tax credit the home has to close by December 1 so you really need to find the plan, the subdivision, etc, now so they have time to build the house and close it by December 1st.

Call or e-mail me if you have any questions or if you know of anyone that has been wanting to buy their first home but just couldn't come up with the downpayment and closing costs money.

843-270-6455 or David@DavidWertan.com anytime.

Thanks, Sincerely, David Wertan & The Wertan Team of RE/MAX Advanced Realty

Time Running Out on $8000 Stimulus Check for New Home Buyers

Time is running out for purchasers that qualify for the $8000 stimulus check for new homes.

In most New Home communities the builders no longer build speculative or inventory homes so as a buyer you come in and choose your house plan and they will build it for you.

To qualify for the $8000 stimulus check your new home must close by December 1st, and with most builders taking 5 to 6 months or longer to build your home you need to act quickly.

To find out if you qualify contact me or a member of The Wertan Team at RE/MAX Advanced Realty at 843-330-2500.

Also, don't forget you can get your check within weeks of closing you do not have to wait until the next tax year, so you could borrow the money necessary to close on the home and then turn around and pay it off within weeks from the stimulus check.

We are here to help you with all of the details so just call.

I just didn't want you to wait until the last minute and then feel rushed and maybe miss out on this great opportunity.

Sincerely, David Wertan of RE/MAX Advanced Realty in Charleston, SC

rehava trademark lawsuit dropped by Re/Max

Being the Broker/Owner of the local Re/Max franchise in Mt. Pleasant, I do appreciate that Re/Max International takes protecting our trademarks very seriously. Try to copy Coke or Pepsi with name or look and you will find they will do the same to protect their brand.

Re/Max spends a Billion dollars a year on advertising the brand and the website www.remax.com and Re/Max is the # 1 Real Estate Company in the World, they are the one of the most recognized brands period and they take defending that seriously. They did withdraw their opposition to rehava as I think they should have, here is their statement where Re/Max International Withdrew their Trademark Opposition.

(March 11, 2009 – Denver, CO) This afternoon, RE/MAX International filed a document with the U.S. Patent and Trademark Office to withdraw any opposition to the trademark registration of rēhava Real Estate Store.

RE/MAX International has always sought to protect its brand and logo in the name of all its franchisees and affiliates. In this case, local RE/MAX Broker/Owners and Affiliates felt that no conflict or threat existed.Considering their opinion and public response, RE/MAX International decided that the best course of action was to drop opposition to the rēhava trademark.

RE/MAX has become a distinguished real estate leader after 36 years of competition in the marketplace. Competition has made the organization what it is today and competition will continue to result in success into the future.

RE/MAX recognizes that real estate competition in Charleston will benefit the public interest of the entire community.

2009 Housing Forecast

We are well into 2009 now and we have really seen the market pick up.

We are having multiple offer situations on bank foreclosures now and they are selling quickly.

I just had my listing at 105 Church in Crowfield sell full price with only 14 days on the market and my listing on Oakhurst in Rivertowne sold in just 18 days on the market.

so, if you know of anyone that wants to take advantage of the low prices, the low rates and the $8000 stimulus check let me know as now is the time to buy. We can find them deals on short sales (if they have patience) or bank foreclosures, or just regular sales as well.

Hope to hear from you soon, and oh by the way if you or anyone you know wants to refinance I can help them with that as well. Thanks !! David

Construction express: First blogg/ foundations

Construction express: First blogg/ foundations

This is the actual link to the blog that I was referring to by a friend in Charleston that did some work on the foundation of our home that we recently sold, hope you find info helpful, David Wertan of Re/Max in Charleston, SC

Foundations

Thought you might find this information helpful in buying a new home, David