Tuesday, December 7, 2010

Home Buying Process is Stressful

Stress in the Home Buying Process can be reduced by following some tips that can help you keep your cool as you go thru the process of buying a home.

Buying a Home is one of the largest financial decisions you will ever make, so be sure to find the right Realtor to work with as they will guide you thru the process, make sure they are highly skilled, experienced and knowledgable.

Every Situation is Different, when you are buying a home you will get lots of advice and input from others that have purchased in the past, you have to realize that every situation is different. Yours, the sellers, the house, the loan, etc, are all different and so when you hear someone say, "Well we did it this way....." that may have worked for them but may not fit your situation at all.

Input from family members, remember everyone has an opinion, stay away from negative people and even though you may listen to their input you will ultimately make the decision and need to weigh the facts and have guidance from your Realtor.

No home is 100% perfect and buyers, home inspectors, appraisers, parents, etc, need to understand this and that you are finding the best house for your situation that meets the majority of your needs and that you see has potential for you and your family. So make a list of top priorities that you can't live without, stick to those important items and let the minor things go.

Negotiations are an important part of the process, so be upfront with your Realtor, make sure he knows all of the facts about you, your family, your situation, financial and otherwise so he can negoatiate the most favorable deal for you, with you, so that you come out with what works for you.

An example of this is a negotiation that I just went thru for a client, they told me the most important thing to them was to not have to move before the holidays. So, I negotiated an Occupancy Agreement for them after closing at less than their current payment to get them thru the holidays. When it came down to the closing last week, they had already moved out prior to closing and did not need or want to rent back after closing and luckily the buyer was fine, rather he was happy with that decision. But and the big But here is if they had told me this as their agent I could have maybe negotiated something else, like the price or closing costs or ?? but they told me the most important thing was not having to move and thus they may have left some money on the table.

There are lots of other tips as well when it comes to buying a home in Charleston just give me a call and we can meet and go over the process in fine detail before you hire me to be your agent and then we can have fun and enjoy the experience, instead of stressing out about it !!

Thanks, Sincerely, David Wertan of RE/MAX Advanced Realty in Mount Pleasant, SC